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tag: Institutional debt

Blog Post
August 31, 2022

The Importance and Risks of Institutional Borrowing

New Report with TIAA Institute

While student loan debt has ballooned to over $1.7 trillion, institutional debt, or money colleges and universities borrow as organizations, is frequently overlooked as a significant factor in higher education finance. With support from the TIAA Institute, Ithaka S+R examined institutional borrowing practices. Specifically, we examined how periods of crisis and financial strain impact the decision to borrow and identified institutional characteristics linked to growth in debt levels during the 2008 Great Recession.
Research Report
August 30, 2022

Borrowing During a Time of Crisis

Examining Institutional Debt During the Great Recession and COVID-19

Although a great deal of attention is paid to student debt, colleges and universities have increased their institutional debt substantially over the past several decades. While institutional borrowing is an important tool colleges can use to meet strategic goals, unchecked or irresponsible debts can undercut a college’s ability to adequately serve students. Ithaka S+R conducted a mixed methods study, with the generous support of the TIAA Institute, to better understand how institutional borrowing decisions are made during periods of crisis.
Blog Post
August 2, 2022

New Opportunity for Stopped-Out College Students in Northeast Ohio to Settle Debt and Access Stranded Credits

Ohio College Comeback Compact Launches Summer 2022

Thousands of college students in Northeast Ohio who left school without a degree and owe money to their former college now have a pathway back to settle the debt and continue their education. Beginning this month, the Ohio College Comeback Compact is contacting approximately 15,000 students with a new proposition: come back to any public college in the region, even if you owe money and your transcript is being held because of it. Eligible students who…
Blog Post
December 8, 2021

A Sustainable Solution to Settle Students’ Debt and Release Stranded Credits

Ithaka S+R and Eight Ohio Public Institutions Announce Promising New Pilot

Since publishing our first report on the subject in October 2020, Ithaka S+R has been at the forefront of defining the problem of stranded credits. We are now moving ahead with testing a potentially groundbreaking solution. “Stranded credits” are credits that students have earned but can’t access because their former institution is holding their transcript as collateral for an unpaid balance to the institution. Ninety-five percent of…