Skip to Main Content

tag: Student debt

Blog Post
August 15, 2022

Stranded Credits: State-Level Actions and Opportunities

Over the past several years, state and federal regulators have increasingly scrutinized the practice of transcript withholding, or disallowing student access to transcripts or diplomas if they owe a past due balance to the institution. As of June 15, 2022, five states have pending bills and eight states have enacted bills that prohibit postsecondary institutions from withholding transcripts. Without transcript holds, students will be able to re-enroll in college, transfer to an institution that better fits their needs, apply…
Issue Brief
July 7, 2022

Lost and Found: State and Institutional Actions to Resolve Stranded Credits

This brief provides a roadmap for stakeholders interested in the underlying practices that create stranded credits and what can be done to improve them. To begin, we provide specific definitions of the terms and practices implicated in the creation of stranded credits. While researchers and policy leaders have increased their attention on the problem of stranded credits, this brief lays out in detail how they are created, why they matter, and what can be done to better balance the interests…
Blog Post
March 10, 2022

A Preliminary Analysis of Debt Forgiveness Programs

The COVID-19 pandemic spotlighted the ever-increasing amount and crushing effects of student debt, including debts owed directly to postsecondary institutions. In an earlier report, Solving Stranded Credits, we estimated that roughly 6.6 million students owe over $15 billion in unpaid balances to colleges and universities in the United States. The weight of institutional debt can leave students feeling defeated, forcing many to avoid pursuing postsecondary education altogether. On a national scale, these debts…
Blog Post
August 30, 2021

Collecting Data on New Debt Relief Programs

What’s the Impact on Stranded Credits and Student Outcomes?

Stranded credits, or academic credits previously earned but inaccessible due to an outstanding debt to an institution, impact an estimated 6.6 million students across the country. Students affected by stranded credits represent nearly one-sixth of the estimated 36 million students who left college with some credit, but no degree, and are more likely to be students of color and from lower-income backgrounds. Recently, the issue of stranded credits…