Topic: Affordability
Blog Post
October 29, 2024
New Research Examines How State Bans on Transcript Withholding Have Impacted Institutions
In July 2024, a new set of federal regulations significantly limiting transcript withholding for students who owe a balance to their institution went into effect. Predating this policy, 13 states created their own rules prohibiting or limiting this practice. These policies varied across states with some creating blanket bans on transcript withholding and others only banning the practice in limited circumstances, such as when a transcript was needed by employers or the military for education verification. Ithaka S+R partnered with…
Blog Post
October 10, 2024
Assessing Administrative Holds and Institutional Debts for Stopped Out Students
A New Project to Support Adult Learner Re-engagement in North Carolina
North Carolina is expanding higher education engagement efforts to adult learners. The University of North Carolina System has dedicated substantial resources to improve infrastructure and program delivery to enroll adult learners and re-engage those who have previously stopped out in their educational journeys. To support this ongoing work of reaching degree attainment and workforce development goals, Ithaka S+R is collaborating with the University of North Carolina (UNC) system office to analyze the scope of administrative holds for unpaid balances, which…
Blog Post
July 17, 2024
Institutions Are Shifting Practices to Comply with a Ban on Transcript Withholding
A new national ban on most transcript withholding took effect this month. The policy, which was announced in fall 2023, is intended to ensure students can access their academic records and minimize the number of credits which are stranded. The new rules direct institutions not to withhold transcripts for any academic terms in which a student received federal financial aid, if the student has fully paid or has a payment plan in place for any unpaid balance. This national ban…
Past Event
August 6, 2024
Aligning Policy and Practice to Address the Barriers Students Encounter from Institutional Debt
At the 2024 SHEEO Higher Education Policy Conference, Ithaka S+R’s Brittany Pearce, Maggie McGrath (Higher Education Compact of Greater Cleveland), Drew Felberg (Stark State College), and Mike Duffey (Chancellor, ODHE) will discuss two innovative projects aimed at addressing institutional debt in Ohio that impacts student enrollment, persistence, and completion rates, particularly for students from low-income backgrounds and students of color. View the full schedule and join the session on August 6 at 2:00-2:45 pm ET.
Blog Post
May 9, 2024
From Debt to Degrees
Evaluating the Ohio College Comeback Compact
Across the US, the number of individuals who started college but stopped out before attaining a degree has continued to grow. Research shows that earning an associate’s degree, bachelor’s degree, or a targeted credential has wide-ranging benefits, from increased lifetime earnings to improved health outcomes. Postsecondary institutions and regional economies also benefit when students re-enroll and complete programs. Returning students face unique challenges to re-enrollment and completion, and this is especially true for students with past-due balances at their…
Past Event
March 14, 2024
Estimating the Effect of Tuition Freezes and Caps on Graduate Program Expansion and Tuition
At the Association for Education Finance and Policy (AEFP) Annual Conference in Baltimore, Ithaka S+R’s James Ward will present a paper, co-authored by Cameron Childress, Ifeatu Oliobi, and Robert Kelchen, estimating the relationship between state mandated tuition freezes and caps in undergraduate programs and institutions’ use of graduate programs to to protect against revenue shocks. The authors estimate the effect on graduate program enrollment, the number of graduate programs, and tuition levels. Learn more about the session, taking place…
Blog Post
February 13, 2024
No Longer Stranded?
How New Department of Education Rule Creates Opportunities for Students and Institutions
In 2020, Ithaka S+R estimated that approximately 6.6 million students did not have access to their educational transcripts due to past due balances, resulting in stranded credits. This challenge may impact any student, but our research indicated it was more likely to affect students who identified as women, racial and ethnic minorities, and those from low-income backgrounds. During our initial investigation of stranded credits, we found that nearly all higher education institutions used transcript holds as a tool to…
Past Event
February 20, 2024
Expanding Access to Adult Learners with Institutional Debt
Achieving the Dream Conference 2024
Join us at the Achieving the Dream annual conference in Orlando, Florida for a session on the Ohio College Compact presented by Ithaka S+R’s Joanna Dressel and Brittany Pearce. The Ohio College Comeback Compact is a novel approach to re-enrolling adult learners with some college, no credential (SCNC) who stopped out with institutional debt that inhibits their return to higher education, whether back to their original institution or to a new institution. The Compact permits these students to…
Blog Post
November 9, 2023
Who Has Stranded Credits?
Insights from a New Ithaka S+R Survey
In August 2022, the Ohio College Comeback Compact (“Ohio Compact” or “Compact”) was launched to offer a pathway to re-enrollment for stopped-out college students with stranded credits in the Northeast Ohio region. The Compact allows stopped-out students to return to any of the eight participating public colleges and universities despite owing institutional debt and having their transcript withheld. Through the Compact, students are eligible to receive up to $5,000 in debt forgiveness and a release of their transcript…
Blog Post
September 27, 2023
After Successful Pilot, the Ohio College Comeback Compact Moves to Full Implementation
The Ohio College Comeback Compact successfully concluded its pilot year, demonstrating proof of concept for a novel program aimed at re-enrolling college students with stranded credits and settling the institutional debt they owed their former institutions. The Compact is advancing to a full implementation at the eight original public colleges and universities in Northeast Ohio for the 2023-24 academic year. And, with generous support from Lumina Foundation, The Kresge Foundation, and the Joyce Foundation, Ithaka S+R will be…
Past Event
November 8, 2023
Four Perspectives on Re-Enrolling Adult Learners and Supporting Them Through Completion
In this session at the CAEL Conference on November 8 at 1:40-2:30pm ET in Key Ballroom 1, panelists will discuss the challenges they see and their approaches to supporting adults to complete their postsecondary education. Ithaka S+R’s Liz Looker will speak on stranded credits and Ithaka S+R’s projects to support adult learners seeking to complete their credentials, including the Ohio College Comeback Compact. Other panelists include Steve Ast, Mike Krause, and Dr. Mark Sorrells. Learn more about the…
Past Event
June 13, 2023
National Trends in Higher Education
At 11 am on June 13, 2023, Martin Kurzweil will participate in a session on national trends in higher education, hosted by the Chronicle of Higher Education. The 75-minute session will focus on key trends in higher education and its economic and policy context, moderated by current department chair Manya Whitaker. Register to attend.
Blog Post
January 10, 2023
New Jersey Poised to Become Ninth State to Ban Transcript Withholding—But Only Sometimes
Over the last 13 months, New Jersey state legislators have considered four bills related to transcript withholding—or the practice of postsecondary institutions withholding a student’s transcript until they have paid their full balance. It appears now that the state may be one step closer to banning the practice—but only some of the time. Assembly Bill 1198 was recently assigned to the Senate Higher Education Committee, which may now move forward with discussing, debating, and amending the legislation before sending…
Blog Post
October 31, 2022
Joining Hands to Improve Student Access to College
Successfully addressing student debt, transcript holds, and re-enrollment for adult learners often requires cross-organizational partnerships. The Ohio College Comeback Compact is doing exactly that in northeast Ohio. A regional collaborative of eight public colleges and universities, the Ohio Department of Higher Education, Ithaka S+R, and College Now Greater Cleveland, the Ohio Compact is an innovative program allowing students to return to one of the participating institutions despite owing institutional debt that likely resulted in a transcript hold.
Blog Post
August 15, 2022
Stranded Credits: State-Level Actions and Opportunities
Over the past several years, state and federal regulators have increasingly scrutinized the practice of transcript withholding. As of June 15, 2022, five states have pending bills and eight states have enacted bills that prohibit postsecondary institutions from withholding transcripts. Without transcript holds, students will be able to re-enroll in college, transfer to an institution that better fits their needs, apply for jobs that require postsecondary degrees, and potentially be in a better position to pay off their educational debt.
Blog Post
August 2, 2022
New Opportunity for Stopped-Out College Students in Northeast Ohio to Settle Debt and Access Stranded Credits
Ohio College Comeback Compact Launches Summer 2022
Thousands of college students in Northeast Ohio who left school without a degree and owe money to their former college now have a pathway back to settle the debt and continue their education. Beginning this month, the Ohio College Comeback Compact is contacting approximately 15,000 students with a new proposition: come back to any public college in the region, even if you owe money and your transcript is being held because of it. Eligible students who…
Past Event
July 27, 2022
Benefit Pros Weigh In: Unpacking the Limited PSLF Waiver
On Wednesday, July 27 at 1:00 pm ET, Ithaka S+R's Managing Director Catherine Bond Hill will discuss the Limited Public Service Loan Forgiveness (PSLF) Waiver and what it means for nonprofits and public sector employers, as well as benefit advisors and employees, as part of a virtual panel. Other panelists will include Dr. Grace Ingram, Paul Joo, and moderator Bridget Haile. Learn more about the webinar, hosted by Summer, here.
Blog Post
June 14, 2022
Forgive and Forget? Understanding the Impact of State-Funded Student Loan Forgiveness Programs
While student loan forgiveness is trending at the federal level, little attention has been directed towards learning from state approaches or the impact that federal forgiveness could have on state policy and practice. While not all states have programs, some have loan forgiveness options that pre-date the main federal program, Public Service Loan Forgiveness, or PSLF. Twenty states operated state-funded student loan forgiveness programs in 2020, spending over $65 million to forgive or partially repay students’ loans. …
Past Event
June 14, 2022
Webinar: Solving Stranded Credits and Institutional Debt
The Washington Student Achievement Council
On Tuesday, June 14, from 1:00 – 2:00 PDT, Martin Kurzweil will present on “Solving Standard Credits and Institutional Debt” during a webinar for the Washington Student Achievement Council. To register, visit the Council’s website. About the webinar Recent research by Ithaka S+R and others has revealed that more than 6.6 million students nationally owe debt on an unpaid balance to a previously attended college or university, with an average balance of $2,400. The vast majority of institutions withhold…
Blog Post
March 31, 2022
Understanding the Impacts of Emergency Micro-Grants on Student Success
Well before the COVID-19 pandemic, many college students across the country faced challenges in meeting their basic needs, including access to food, housing, childcare, and transportation. These barriers, combined with rising prices relative to income and grant aid, are a key reason that over 36 million former students have left college without earning their degree. The pandemic has exacerbated students’ financial issues, and many more have chosen not…